Leading Commercial Broker in Ottawa
Commercial Mortgages: Experience & Diversity
- No Hidden Fees
- Fast Approval
- Best Rates
Full Service Firm
Guiding You Through Every Step
Centum Bank Street Mortgage is a full-service, privately owned Commercial Real Estate Mortgage Firm in Ontario. Whether you are with direct or partner programs, our elite team has collected decades of real estate experience to give you the most professional service in the industry.
Our mission is to continue being the leading Mortgage Brokerage Operation not only in Ottawa but in all of Canada. We pride ourselves on setting and exceeding standards of professionalism, dependability, and reliability.
Why Choose Us for Commercial?
Commercial lending is daunting. We walk you through necessary steps to ensure the end result is one you can be happy about.
Complex Reports
We explain how to deal with Phase 1 and 2 environmental reports and set up all the necessary appraisal appointments for you.
Multiple Lenders
We negotiate with multiple lenders at a time. From bankable rates to private programs, we find the diversity you need.
No Service Fees
Since lenders compensate our professionals, we offer our excellent customer services free of charge to our clients in most cases.
Expert Knowledge
You can trust you're in good hands. We know the real estate system, the Ottawa market, and how to present proposals successfully.
Diverse Properties
From straight multi-family retail commercial to industrial complexes, we've got the products and partners to meet your financial needs.
Peace of Mind
Since we are not obligated to one specific lender, you gain the peace of mind knowing the end result will be something you're happy with.
OUR CLIENT REVIEWS
FAQ's
1. Is it worth using a mortgage broker?
2. How much does a mortgage broker usually cost?
3. Is it better to go through the bank or a mortgage broker?
Brokers access multiple lenders and provide tailored solutions, whereas banks only offer their own products. Brokers save time and often secure better rates.
4. What is the downside of using a mortgage broker?
5. Who has the cheapest mortgage rates in Canada?
Contact Us
Ready to start your mortgage journey? Get in touch with our experienced team today.
Get In Touch
Our mortgage experts are here to help you navigate the mortgage process and find the best solution for your needs.
74 Colonnade Rd, Unit 2
Ottawa, ON K2E 7L2
Canada
613.523.4949
office@ottawabrokers.com
Monday - Friday: 10:00 AM - 5:00 PM
Saturday - Sunday: Closed
@bankstreetmortgage
Send Us a Message
Commercial Mortgages
The words mortgage and loan have always been a bit scary to some people. So much so, that it takes away from the joy of actually purchasing a home. The good news is there’s nothing intimidating here at Centum Bank Street Mortgage in Ottawa. Our mortgage brokers make it their priority to put you in great hands and keep you there. You will easily walk away without ever having to fear the words mortgage or loan again; you can trust us.
Instead of all the negative feelings associated with residential mortgage loans, we take the strain off you so that you can go back to actually enjoying the idea of buying a home. We work together here in Ottawa to give you a mortgage loan that not only allows you to buy the house of your dreams, but also turns that house into your home. The stress and pressure of everyday life is enough without you having to worry about your mortgage. Take it easy, we’ll take care of you here at Centum Bank Street Mortgage so well; we guarantee it will be one of the more enjoyable tasks in your day. Help us help you get back to being happy.
If you’re looking to purchase your first primary residential property in Ottawa, we can help you. Buying a home is not like buying an investment property and requires a different kind of attention that Centum Bank Street Mortgage can supply you with.
When refinancing your primary residential property, CMHC and Genworth have certain guidelines in which we have to abide by. Thankfully, we have other companies that allow us to do things a little differently to help accommodate you better.
If you are an existing homebuyer in Ottawa, Canada looking to purchase a new primary residence, we have programs in place to help you or we can keep your current primary residence as a rental property, which will allow us to purchase the next property at 5% down.
Let’s talk about the options we provide you with for a minute. First of all, you can choose to go with a fixed mortgage loan, which essentially means that the interest rate is determined from the beginning and remains the same throughout the payment of your mortgage. This option supplies you with the security of knowing what your monthly payments will be for the remainder of your loan payment.
Another mortgage option you have is a variable mortgage loan. This option provides flexibility on a periodic basis on the interest rate of your loan while keeping the amount of your monthly payments the same. Your initial monthly payment will generally be lower than that of a fixed mortgage loan, however, your rate may increase or decrease towards the principle amount of your mortgage payment depending on the interest rate in Ottawa.
Our next option for your residential mortgage loan is our open mortgage. This allows you to pay a part of your mortgage or the full sum of the principle at any time without any penalties, making it an ideal option for those who want that little bit extra flexibility.
Contrary to an open mortgage, we also offer closed mortgage loans. Closed mortgages consist of a fixed payment option so that you know what your monthly payments will be and for how long.
We also give our clients the option of convertible mortgage loans. This allows our clients the freedom to switch from a variable mortgage to a fixed mortgage in accordance to their specific needs. This option essentially gives you the best of both worlds with regards to financing your mortgage to better suit you.
We understand that this is a lot of information to take in and that buying a home altogether is a stressful task. That’s why here at Centum Bank Street Mortgage we make it a priority to give you honest, truthful advice that you can rely on. As mortgage brokers in Ottawa, we’re here to provide you with the best residential mortgage rates for your needs. We have many different options that allow us to place you in a position you’re comfortable in without adding financial strain to your wallet. Whether you have good credit, bad credit or unstable income, we’ll be able to find the amortization and term best suited for you.
Visit us here at Centum Bank Street Mortgage for your Ottawa residential mortgage loan and let us make sure you leave here happy and stay happy.
Commercial Mortgages
Purchasing a home or commercial property is intimidating enough without having to stress over your mortgage and financial needs. Here at Centum Bank Street Mortgage in Ottawa, we make your priorities our priorities. Our vast knowledge, experience and diversity in commercial real estate mortgage finance gives our clients the confidence and trust in finding the right partner lending program to meet their Ottawa mortgage needs as well as their financial needs. As a leading Commercial Mortgage Broker in Ottawa, we are committed to guiding clients through every step of the process.
Centum Bank Street Mortgage is a full service, privately owned Best Commercial Real Estate Mortgage Firms in Ontario.Whether you are with direct or partner programs, preferred partner programs, or whole loan sales, our mortgage brokers will be able to help. Our elite team of mortgage brokers has collected decades of commercial real estate experience in order to give you the most professional and best experience in the industry.
The mission of Centum Bank Street Mortgage is to continue being the leading Mortgage Brokerage Operation not only in Ottawa, but also in all of Canada. We pride ourselves in setting and exceeding the standards and expectations set by the industry, our competitors, and clients with our professionalism, dependability and reliability. We are located in the Alta Vista area here in Ottawa surrounding Walkley and Heron Road in addition to being in close proximity to St. Laurent Boulevard. Regardless of our location, we still serve many clients from all over the city, including areas like Kanata and Orleans.
The mission of Centum Bank Street Mortgage is to continue being the leading Mortgage Brokerage Operation not only in Ottawa, but also in all of Canada.
Commercial lending is already a difficult and daunting task without the added stress of finding the right Ottawa mortgage broker for you. Lenders are, more often then not, quite picky with certain types of properties. Here at Centum Bank Street Mortgage, you can relax and gain confidence knowing your agent is qualified and experienced with over 15 years of commercial mortgage experience. We walk you through the necessary steps and procedures to make sure the end result is one you can be, not only satisfied with, but also happy about. We explain how to deal with Phase 1 and 2 reports and we set up all the appraisal and phase 1 and 2 appointments.
Centum Bank Street Mortgage understands the importance of having choices. This is why we provide our clients who need a mortgage in Ottawa with a number of programs for first-time and low to moderate-income homebuyers. We negotiate with multiple lenders at a time in order to find you the best mortgage rates in Ottawa possible. And since we are not obligated to one specific lender, you gain the peace of mind in knowing that the end results will be something you’re happy with.
The problem nowadays with financing your Ottawa mortgage stems from the fact that you don’t get a variety or much say in what kind of loan you are able to receive. At Centum Bank Street Mortgage, we have programs that are bankable rates and programs for clients who do not meet today’s banking underwriting. When considering investing in an Ottawa mortgage, no one will bring forth the diversity and experience you need like Bank Street Mortgage. From straight multi-family retail commercial, we’ve got the products and partners to meet your financial needs.
We pride ourselves with our excellent customer service and since the lenders compensate Centum Bank Street Mortgage professionals, we offer our services free of charge to our clients, in most cases.
Furthermore, you can trust that you’re in good hands with knowledgeable people that have been working in the Ottawa mortgage industry for several years that not only know, but also understand the Ottawa commercial market thoroughly. To sum things up, you’re not only getting the best rates for your needs with no obligations attached, but also confident mortgage brokers who know the real estate system, the Ottawa market and have all the extensive knowledge required to present proposals for financing lenders to successfully obtain mortgage financing; not to mention, we do all the paperwork. We pride ourselves with our excellent customer service and since the lenders compensate Centum Bank Street Mortgage professionals, we offer our services free of charge to our clients, in most cases.
Our office has over 25 years of commercial mortgage experience so that you can rest easy knowing you’re in the right hands. We listen to you and understand your individual needs in order to get you the best mortgage loan in Ottawa. Indulge in the experience with Centum Bank Street Mortgage in order to make your life a little easier. After all, who doesn’t enjoy a little stress off their shoulders?