Why Choose a Mortgage Broker in Ottawa?

While banks offer their own mortgage products, a broker works independently, giving you access to a wide range of lenders and competitive options. Choosing the right mortgage broker can help you:

Best Rates

Brokers leverage relationships with lenders to negotiate lower interest rates.

Save Time

We do the research, compare multiple offers, and handle paperwork for you.

Get Personalized Solutions

Each client’s financial situation is unique, and we tailor mortgages to fit your needs.

Access Expert Advice

Our team has years of experience navigating Ottawa’s real estate and lending market.

Services

Services We Offer

At Bank Street Mortgage, we provide comprehensive services for Ottawa residents, including:
First-Time Homebuyer Mortgages

Helping you understand eligibility, down payment programs, and government incentives to make your first home purchase smooth and affordable.

Refinancing Mortgages

Lower your monthly payments or consolidate debt with professional refinancing solutions that suit your financial situation.

Investment Property Mortgages

Expert guidance for real estate investors seeking optimal financing options to maximize ROI.

Commercial Mortgages

Customized financing for business properties, multi-unit residential buildings, and commercial investments.

Private & Alternative Lending

Solutions for clients who may not qualify for traditional mortgage programs, ensuring everyone has access to home financing.

How Our Mortgage Brokers Ottawa Work

  1. Consultation: Understand your financial goals, credit profile, and borrowing needs.
  2. Lender Comparison: Evaluate multiple lenders to find the most competitive rates.
  3. Application Preparation: Complete all documentation and ensure compliance with lender requirements.
  4. Negotiation: Work with lenders to secure favorable terms and conditions.
  5. Approval & Closing: Guide you through the final steps for a seamless mortgage process.

Benefits of Working With Bank Street Mortgage

Expertise & Experience

Years of helping Ottawa clients secure the right mortgage.

Transparent Service

No hidden fees, clear communication, and trustworthy advice.

Local Market Knowledge

Insights into Ottawa housing trends, lender requirements, and government programs.

Wide Lender Access

Banks, credit unions, private lenders, and alternative financing options.

Client-Centered Approach

Your goals come first we focus on what’s best for you.

Tips for Ottawa Homebuyers

  • Check Your Credit: A higher credit score can lower interest rates.
  • Save for a Down Payment: A larger down payment reduces loan-to-value ratio.
  • Get Pre-Approved: Shows sellers you’re serious and locks in favorable rates.
  • Compare Multiple Offers: Don’t settle for the first rate shop around with a broker.
  • Understand Hidden Costs: Budget for appraisal, legal fees, and land transfer taxes

Why Ottawa Residents Trust Bank Street Mortgage

We have helped hundreds of clients across Ottawa achieve their homeownership goals. Our brokers combine expert advice, personalized service, and access to competitive rates to make your mortgage experience stress-free. Whether you are buying your first home, refinancing, or investing in real estate, we are your trusted partner in Ottawa.

250+
Satisfied Clients
15+
Years Experience
50+
Lender Partners
98%
Approval Rate

Get Started With Ottawa’sLeading Mortgage Brokers

Take the first step toward securing your dream home or refinancing your property. Contact Bank Street Mortgage today and let our experienced mortgage brokers Ottawa guide you through the process from start to finish. With expert advice, transparent service, and access to multiple lenders, we help you find the best mortgage for your unique situation.

FAQ's

1. Is it worth using a mortgage broker?
Yes, Ottawa brokers compare multiple lenders, secure competitive rates, and handle paperwork, saving you time and money.
Most brokers in Ottawa are free for borrowers. They earn a commission from lenders, so there are typically no hidden fees.

Brokers access multiple lenders and provide tailored solutions, whereas banks only offer their own products. Brokers save time and often secure better rates.

Some brokers may not work with every lender. However, reputable Ottawa brokers have wide networks and provide unbiased advice.
Mortgage rates in Canada vary depending on factors like credit score, down payment, and location. At Bank Street Mortgage, our Ottawa brokers work with multiple lenders to compare offers and secure the most competitive rates for you.