Your home is more than an investment, it’s your family’s safety and your peace of mind. Life can be unpredictable, but your mortgage doesn’t have to be a source of stress.
At Bank Street Mortgage, we help Ottawa homeowners secure the right mortgage insurance to protect their home and loved ones, so you can focus on what truly matters.
Your home is likely the biggest investment of your life. Mortgage insurance safeguards that investment, ensuring you don’t face financial hardship if life changes unexpectedly.
Whether it’s job loss, illness, or death, the right insurance keeps your mortgage covered and your family secure.
Imagine the peace of mind knowing that even in challenging times, your mortgage is protected, and your loved ones can stay in the home you worked so hard to buy.
Finding the right mortgage insurance doesn’t have to be complicated or expensive.
At Bank Street Mortgage, we guide you through the process with clarity and care. We compare top providers like CMHC, Sagen, and Canada Guaranty, so you get coverage that fits your situation without paying more than you should.
Our team helps you understand the options, explain costs, and select the plan that truly matches your needs.
The result is peace of mind, knowing your mortgage is protected, and your family is safe.
A mortgage insurance plan can transform how you feel about your home and your financial future. When you secure the right coverage, you gain:
Security and peace of mind knowing your mortgage is covered no matter what
Access to homeownership sooner with low down payment options
Confidence and flexibility in your financial planning
Support from experts who understand Ottawa’s housing market and lender requirements
Unlike generic insurance plans, we focus on specific solutions, so your mortgage insurance works for you, not against you.
We make the process simple, fast, and stress-free. From start to finish, we guide you every step of the way:
With Bank Street Mortgage, transferring or applying for mortgage insurance doesn’t feel like another chore, it feels like a step toward freedom and security.
Mortgage insurance isn’t just for new homeowners. It’s a smart choice if you:
Have a low down payment mortgage
Want to protect your family from unexpected financial burden
Are self-employed or have variable income
Are seeking flexible and tailored coverage
Want expert guidance to avoid costly mistakes
Don’t wait for the unexpected to become a burden.
With Bank Street Mortgage, Ottawa homeowners can secure mortgage insurance that protects their home, family, and peace of mind.
Contact us today for a free consultation and discover how the right mortgage insurance can save you stress, protect your home, and give you confidence in your financial future.
Yes. Most lenders in Canada require mortgage insurance for down payments under 20 percent. It protects both you and the lender while allowing you to buy your home sooner without waiting to save a larger down payment.
Mortgage insurance can cover your mortgage balance if life takes an unexpected turn, such as job loss, disability, or death. It ensures your family can stay in your home and avoid financial strain.
The cost depends on your mortgage size, down payment, and type of coverage. Premiums are often added to your mortgage or paid upfront. At Bank Street Mortgage, we help you find the most cost-effective option without compromising protection.
Yes. We work with top providers like CMHC, Sagen, and Canada Guaranty and help you compare plans, rates, and benefits so you get the right coverage for your needs.
Absolutely. With the right plan, mortgage insurance ensures your loved ones aren’t burdened by mortgage payments if something happens to you.
Most approvals are quick, often within a few days to two weeks. We guide you through the paperwork and communication with providers so you get coverage efficiently.
No. Even if you’re refinancing or transferring your mortgage, mortgage insurance can protect your home and offer additional security for your family.
