At Bank Street Mortgage, we understand that not everyone fits into the strict lending rules set by traditional banks. That’s why we specialize in providing customized private mortgage solutions for homeowners, investors, and first-time buyers in Ottawa. Whether you’re self-employed, have a poor credit history, or need fast approval, our private mortgage lending services give you flexible, reliable, and stress-free financing options.
Unlike large banks that use a one-size-fits-all approach, we focus on your unique financial situation and property value. This personalized process has made Bank Street Mortgage one of the most trusted private mortgage lenders Ottawa, helping clients achieve their homeownership and investment goals quickly.
Traditional banks and credit unions operate under federal regulations with strict lending requirements. This can make it difficult for many borrowers especially those with non-traditional income or damaged credit to get approved.
Private mortgage lenders, on the other hand, provide flexibility. Instead of judging you solely on credit scores, they focus on property equity and overall value, giving more people the chance to access funding.
At Bank Street Mortgage, we provide all these advantages with the added trust and expertise of a local Ottawa mortgage team.
For buyers who don’t qualify with banks, private first mortgages open the door to homeownership. We evaluate your property’s value and location rather than applying unnecessary restrictions.
Second mortgages allow homeowners to unlock the equity in their property. This is ideal for:
Leverage the value of your home with a private home equity loan. At Bank Street Mortgage, we ensure this process is fast, smooth, and stress-free so you can access the funds you need.
Buying a new home before selling your existing one? Our bridge loans provide financial flexibility so you can move without delays or added stress.
If you’re juggling multiple high-interest loans, a debt consolidation mortgage can simplify everything into one manageable monthly payment, reducing stress and financial pressure.
While Ottawa has many private lenders, Bank Street Mortgage consistently stands out. Here’s why:
Several lenders operate in Ottawa, but the top providers include:
While others may provide options, Bank Street Mortgage remains the #1 trusted choice, thanks to our personalized service and strong local presence.
Private mortgages are not only for those who have been turned down by banks. They are a smart solution for many borrowers, including:
Private mortgage rates are generally higher than traditional banks, as they carry more flexibility and risk tolerance. Rates vary based on:
At Bank Street Mortgage, we leverage our investor network to negotiate the most competitive private mortgage rates in Ottawa, always tailored to your financial situation.
Ottawa is a diverse city, and each client has unique needs. Whether you’re a first-time buyer, an investor, or someone seeking debt relief, Bank Street Mortgage is the trusted name in private lending. Our experience, transparency, and customer-first approach ensure you receive solutions that truly work for you.
If you are searching for private mortgage lenders Ottawa, look no further than Bank Street Mortgage. We offer fast approvals, flexible solutions, and transparent service, making us the trusted partner for homeowners, investors, and buyers across the city.
Take the next step toward achieving your financial goals contact Bank Street Mortgage today and let us help you secure the right mortgage solution for your future.
