Refinance & Save

Transfer Your Mortgage

Feeling trapped in your mortgage? High interest rates, rigid terms, or lenders that don’t care about your needs can make your home feel more like a burden than a place of comfort.

At Bank Street Mortgage, we help Ottawa homeowners transfer their mortgage with confidence and ease.

Our mission is simple: save you money, simplify the process, and give you a mortgage that works for you.

Plan Ahead to Save

Why Transfer Your Mortgage in Ottawa Can Save You Money

Many homeowners don’t realize how much their current mortgage is quietly costing them. Every extra dollar in interest is money you could spend on your family, your home, or your dreams.

Staying with a lender out of convenience could be draining your savings without you even noticing.

You deserve better. A mortgage transfer in Ottawa can lower your rates, reduce monthly payments, and give you the flexibility you’ve been longing for.

Switch Mortgage Lender with Bank Street Mortgage for Better Terms

Transferring your mortgage doesn’t have to be complicated. With Bank Street Mortgage:

Local Ottawa expertise: We know the housing market and lender landscape.
Access to multiple lenders: We find the best mortgage transfer options for you.
Personalized service: Every transfer is handled based on your unique needs.
Stress-free process: We take care of penalties, paperwork, and approvals.

With us, switching your mortgage lender isn’t just about changing banks, it’s about gaining control and peace of mind.

Mortgage Transfer Ottawa Process

Review Your Current Mortgage

Identify hidden costs and opportunities to save

Compare Lenders and Rates

Explore competitive mortgage transfer options.

Recommend the Best Solution

Tailored plan to save money and reduce stress.

Handle All Paperwork

We manage all lender communications.

Enjoy Your New Mortgage

Lower rates, better terms, and flexibility.

Benefits of a Mortgage Transfer Ottawa Homeowners Can Trust

When you transfer your mortgage with Bank Street Mortgage, you can:

Lower monthly payments and save thousands

Secure better interest rates and terms

Gain flexibility for life changes or future plans

Experience peace of mind knowing your mortgage works for you

Mortgage transfer service

Who Can Benefit From a Mortgage Transfer Service

If any of these describe you, a mortgage transfer in Ottawa could be the solution:

High interest rates are draining your budget
Current lender lacks flexible repayment options.
You want to switch mortgage lender for better rates.
You’re planning life changes like family growth, self-employment, or investment.
You want guidance from an expert Ottawa mortgage broker.

FAQ's

1. Can I transfer my mortgage before renewal?

Yes. You don’t have to wait for your mortgage term to end. Transferring early can help you lock in better rates, reduce monthly payments, and avoid renewal stress.

2. Will transferring my mortgage really save me money?

Most homeowners save thousands over the life of their mortgage by switching lenders or changing terms. Our experts show you exactly how much you can save and help make it happen.

3. Do I need a mortgage broker to transfer my mortgage?

While you can do it yourself, a broker ensures you get the best rates, terms, and lender options without unnecessary stress. At Bank Street Mortgage, we handle the process from start to finish.

4. How long does it take to transfer a mortgage in Ottawa?

The process is typically 2–4 weeks. We streamline paperwork, communicate with lenders, and ensure your transfer happens smoothly and efficiently.

5. Are there penalties or fees when transferring my mortgage?

Some lenders may charge prepayment penalties, but our team reviews your mortgage and finds options where the savings outweigh the costs. We make sure you never pay more than necessary.

6.Who can benefit from transferring their mortgage?

Homeowners with high-interest rates, rigid terms, or those looking for more flexibility can benefit. First-time buyers, self-employed homeowners, and anyone looking to optimize their mortgage terms often see the biggest savings.

7.What makes Bank Street Mortgage the best choice for mortgage transfers in Ottawa?

We are Ottawa’s trusted experts. We compare multiple lenders, secure the best rates, handle all paperwork, and guide you through every step—so transferring your mortgage is stress-free and rewarding.

Take Action Today and Transfer Your Mortgage in Ottawa

Stop letting high rates and rigid terms drain your savings.

With Bank Street Mortgage, transferring your mortgage in Ottawa is fast, simple, and stress-free.

Imagine the relief of lower payments, better terms, and financial freedom, all handled by experts who truly care about your goals.

Don’t wait another day feeling trapped.

Claim your free consultation now and discover how a mortgage transfer can bring peace of mind, save thousands, and give you control over your future.